Becoming self-sufficient can have many benefits—from continuing an education to buying a home to achieving economic independence.
Success in all three takes planning, discipline and smart life choices. Such thinking aligns well with Kim Houlne’s philosophy of being self-reliant to succeed in life and business.
As president of Working Solutions, a Plano-based virtual contact services company, Houlne served on the city’s Self-Sufficiency Committee.
Serving two-year terms, members work with the Plano Housing Authority, overseeing the Family Self-Sufficiency program for residents to improve their financial security and quality of life.
Achieving independence
“The charter of this program marries very well with our business beliefs and one’s ability to make responsible choices toward home ownership and independence,” said Houlne.
With the U.S. Department of Housing and Urban Development (HUD), the city program helps residents pursue regular employment while participating in the Low Rent Housing Program.
“As their earnings rise, their rent increases,” said Houlne. “HUD deposits the increased rent into an escrow account, which may be withdrawn after five years for the targeted intent of homeownership. Families may use the funds for other reasons, including transportation and financial emergencies.”
Offering opportunities
Families, often with single mothers, are offered financial planning and career advice. “It goes to the whole idea of helping someone earn a living, take care of kids and manage their lives,” she said.
Houlne knows that balancing all three can be hard, but achievable with the right job opportunities. It goes to the heart of the work-at-home business model, which she pioneered, that gives persons job flexibility and income they might not have otherwise.
Residents who commit themselves to the self-sufficiency program can get ahead. “I do see it working with the families I’ve met. They are engaged, really wanting and willing to do it.”